this post was submitted on 14 Aug 2023
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The expectation of everyone having a credit card as soon as they can get one and paying everything with credit to somehow "build" credit. Sounds such a great way to get people into financial trouble at a young age.
It's a double-edged sword. You can definitely get yourself in trouble if you act like a credit card is magic money. On the other hand, my last vacation was paid for almost entirely with credit card points.
Or, in other words, by people who are less wealthy than you.