this post was submitted on 27 Aug 2025
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Unless you need it to survive, you shouldnt buy things you dont have thr money for upfront.
I dont know if its a cultural or educational thing but i never ever would buy something i dont have the money for. I just dont understand how one cold think that it would be a good idea to do so.
Eh when they had the no interest or a year if paid off in that time frame it was great.
And thats the trap they want you to be in.
Unexpected things happen in life, you cant plan those, all of a sudden you lose your job, your car breaks down, you have some personal struggles. Then all of a sudden you cant repay and have insane interest rates for that TV that you bought and then your in debt and it spirals down from there.
If you cant affford it now just buy it later. Hold back. .