this post was submitted on 09 Sep 2025
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Is there really a reason we need a dedicated payment service? Iirc in the US you can't just wire money to people with your regular bank account and that's why PayPal took off. It might save you a few seconds compared to filling in your credit card details when online shopping but is that really worth it?
The idea behind wero is to save those few seconds PayPal is saving you. It also provides a safety layer, by allowing you to cancel wrong payments. Other then that it is just bank transfers.
How does cancelling payments work? Isn't Wero basically based on the SEPA instant payment system?