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Buying a new vehicle hasn't made sense for about 30 years now.
I've been driving for about 30 years and in all that time, I've never owned a new vehicle. I kept buying used vehicles for about $2,000 - $3,000 per vehicle. The oldest one I've ever had is a 2004 Volvo station wagon and I still maintain it and it's still running as one of my main vehicles. My other main vehicle is a 2010 GMC Truck which I also maintain. They don't look new, they show a bit of rust around the edges, but they are still very good vehicles that will last several more years.
Once they break down enough ... I'll buy another used vehicle. In all, over the past 30 years, I've spent about $30,000 on multiple vehicles (I think I've gone through 8 or 9 in that time).
It has never made sense to me to buy a brand new $40,000 car that will only be used for about five years before you buy the next one.
You're a smart person and can probably manage your money better than most Americans swept up in consumerist hysteria.
The problem is, most people bitching about "not having enough money" will say that the decisions you made are "not good enough" for them. They believe they are entitled to more before others who have less so they can give that excess to the people ripping them off.
And if you say anything about it, you're the bad guy.
Yeah, a lot of those shiny trucks and SUVs are bought on credit by people who really can't afford them and don't need a vehicle like that anyway.