A loosely moderated place to ask open-ended questions
Search asklemmy π
If your post meets the following criteria, it's welcome here!
Looking for support?
Looking for a community?
~Icon~ ~by~ ~@Double_A@discuss.tchncs.de~
Go to parties, because of course you will, but dont get fucked up on drink and drugs, and keep a small medical kit handy (bandages, steriliser, whatever else).
You can enjoy everyone's company and you'll definitely get the chance to be a hero one sesh.
Donβt worry it will be over soon.
If you're in the USA and you don't need to go to college for something like being a doctor, lawyer, architect, or credentialed engineer, don't bother with college if you have to go into debt for it. It's not worth it, and student loans generally can't be dealt with by bankruptcy.
Nevermind that higher education in the USA is a racket. Between textbook revisions done purely for profit, courses requiring paying licensing fees to textbook companies just to submit required coursework, universities wasting money on sports or military investments, it's just not worth it.
At least, consider community colleges.
Don't go to university, unless you really want to work in engineering or teaching.
You'll be saddled with student debt and your job prospects will be worse than if you decided to start flipping burgers or stacking shelves at 18.
Doesn't matter, they won't listen.
There are two main scenarios: Preventative advice, and Advice when something has happened. For me as a teenager, i struggled with advice after something had gone wrong. I'm reading the lists below and wondering how I might have wanted to hear it
NEVER respect your elders. None of them have earned it.
Easy to say from this seat, I wonder what the next few generations will complain about for the rest of us. I'm sure we're fucking stuff up so bad right now that we don't even realize. There's also plenty we are fucking up right now.
I am in fact saying that as a teenagers' elder.
Feed your mind, stay flexible (yoga), learn how to plan, but more importantly how to readjust.
Great question!
How much would you pay for it?
Open a free brokerage account now and buy an index fund. Only index funds and even if it is $20 or $4 a month keep investing in index funds. Fidelity has several with no fees. Google what an index fund is. Don't ever gamble on a regular stock, it's basically gambling and not worth it.
I thought I was too poor for the "stock market" but I was an idiot and now I'm a much older still-broke idiot who is never going to get to retire.
Also start saving for retirement now. Open a Roth IRA and fill it with index funds.
I know this sounds ridiculous and stupid and not fun but seriously preparing for your financial future is the best thing you can possibly do for yourself. I wish I had.
Don't be me kids.