I used Wero for the first time yesterday, and I found it very easy to link to my bank account (just one click on a pop-up). The app is really convenient.
I visited their website and discovered that Wero is currently available in most banks in France, Belgium, and Germany. Their goal is to create a payment system across all of Europe, enabling online payments, in-store payments, or even replacing IBAN transfers.
" Wero is part of the European Payments Initiative (EPI), supported by 14 major European banks and the two largest payment processors in Europe. Our goal is to create a new payment system for Europe, for the future."
I think Wero could replace Visa and Mastercard in our daily payments. I would like to hear your thoughts on this. If you are in France, Belgium, or Germany, you can activate it. Initially, this will support the project, as it is not yet fully functional to replace the payment methods of all European countries.
It seems to me that in country blik is using a joint company wherein the banks have stake, as well as Mastercard has a stake. Outside of Poland Mastercard is the "transport layer" so to say.
If then Wero wants to be an implementation of this lower-lever transaction network,thais is good news, as it can be probably integrated in parallel/addition to Mastercard when we have a falling out. But it's not the impression that I hot from the website- to me it appeared as a consumer application.