this post was submitted on 11 Mar 2025
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Hello everyone,

I'm living in Germany and looking for a good PayPal alternative. I mainly need it for:

  • Sending money to friends
  • Paying online, especially to small vendors
  • Ordering food and everyday purchases

I've heard about Bunq, Klarna, Revolut, and N26, but I'm not sure which one would be best for my needs. Has anyone had experience with these services in Germany? Which would you recommend and why?

Thanks in advance!

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[–] rraggl@mastodon.nl 5 points 1 day ago (1 children)

@ShadyQuark Stay away from bunq... I say that as a former customer. There was a huge outcry last year in the Netherlands about them.

They flat out refused to help or limit the damage for customers that were victims of fraud.

And that while being the most expensive bank around regarding fees.

[–] ShadyQuark@feddit.org 3 points 1 day ago (1 children)

This Seems to be the prevailing option online too. I also found that N26 and Revolut are just as shady. During my research, it seems like N26 is the worst option. Not only is it supported/funded by Peter Thiel and other American oligarchs it has a shady history Source (in German) And Revolut while mostly British also has significant Russian ownership /ties

[–] deadlock@feddit.org 1 points 1 day ago

Well, dangit, there go my plans to check out the depot & stocks with N26. I didn't know that - thanks for the info. Now I gotta find an alternative that doesn't suck.