this post was submitted on 18 Mar 2025
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Yeah this is the easy way to do it. My bank even makes it super-easy to spin up separate savings accounts with just a few clicks and then create auto-transfers.
Right now I instead of a set dollar value have it set to transfer 1% of my checking balance into such an account. Usually that's about $10-20 at a time 1-4 times a week depending on what I'm saving up for. The nice thing about doing percentages is if I've spent less than usual in the last couple of weeks it will transfer more, and if we made more/larger purchases it will transfer less