cross-posted from: https://slrpnk.net/post/8286702
this post was submitted on 03 Apr 2025
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Credit scores will look like a godsend compared to what's coming in our not-so-distant future
Born too late to buy a house and support a family on a single income. Born to early to experience the perfection of being a crab. Born just in time to finance my rented sleeping pod with credit leveraged against future dream-embedded advertisements for VPNs revenue and die of a seizure because the implant reacted badly to my 51% microplastic brain.
There's literally nothing wrong with credit scores--they reward good borrowers, and for bad borrowers, a bad credit score is equivalent for them to there being no scores.
Without credit scores, all borrowers get treated like the ones who don't repay their debts, instead of only the ones who actually don't.