this post was submitted on 14 May 2025
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This is why on steam I don’t store my credit card information, nor on basically any other site that I can get away with it.
Yeah it is a pain in the ass for the times I want to buy something, having to put it the card details every single time, but it’s worth my peace of mind if a breach happens. By this point I have memorized my card numbers so it’s not too awful of a pendantic habit now.
Just accidentally memorize it from having to manually pay a bunch of bills online in a short span!
It's a credit card, you can dispute charges and will likely get a refund.
I've done it a few times for different reasons.
So have I, but weigh that against the hassle of needing to call and be on hold and so on. Let alone the additional burden of knowing I have to stay on top of checking my statements for fraudulent charges
I’d rather avoid all that by never letting it grow to be a problem
I've always done it on the app, no phone call or chat. But regardless, it's not like it's going to happen. I have my cc info (and throwaway cards like privacy.com) in several websites and nothing like this ever happened. All times I've requested a refund was due to the service/product not being what was promised, not due to a data leak. The convenience definitely beats the risk.
i use privacy.com with a virtual card with a vendor lock and max limit. it also helps remind me when I’m spending too much there … 😂
Yeah, but you lose out on credit card rewards, aka free money, going that route.
I’ve used them a couple times where my privacy was worth more, and once where I didn’t want a company having a card to put recurring charges on
Technically it costs money even if their fees are forgettable.
That's nice, but their refusal to support linking to credit cards made me abandon using their cards.
That’s for a very good reason that they don’t allow that.
If it was allowed it would be a wet dream for credit card churning
Most banks will offer virtual cards. You can use those instead of your actual card number, and if they get stolen you just cancel that virtual card, but your account is untouched.
I only use those for short term and set them to expire after a month or however long I need them for on that site. Great way to make sure I don't auto renew anything and if it gets stolen it's already expired. As long as it's a credit card even if there is fraud they pay you back instantly. Never ever store a debit card anywhere.