this post was submitted on 15 May 2025
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A Boring Dystopia
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There's a whole cottage industry dedicated to convincing people their kitchen and baths need to be remodeled to the studs every 10/15 years, windows need replacing, new siding, all sorts of crazy shit, just get yourself a home equity line, it adds to the value after all! But that just means you're in more debt to own what you already owned. Home equity lines of credit can be super useful but people use them like lotto tickets.