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Or … get a better understanding of how and what it takes to improve things.
The OP’s original question is wrong. 10k really wouldn’t improve a single family’s situation let alone anything that could be called a town/city.
The question was worded in such a way as to provoke creative and critical thinking about what a community could do with just $10,000. The amount is carefully selected because it's way more achievable than collecting $100k from a community or a single family, or person. It was crafted to be thought provoking as to what would it take to imporve (____ insert answer___).
As for the discussion of bicycle road improvements, there is a fair amount you could do with just $10,000 as a starting point. Partnering with local bicycle shops to help sponsor a community/town/city ride event, a community safety event where you could do a drawing for new helmets, water bottle holders and bottles, etc. There are also options to host a race for a few or several age groups. Tiered prizes to be offered to the top three or five competitors.
In doing so, this could be a foundation for analyzing community interest, involvement, connection, and discussion as to how to better utilize or improve what they have to work with locally.