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Welcome to c/theNetherlands! For sharing anything related to the Netherlands: news, sports, humour, culture and questions.

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ATMs in Netherlands are deployed by a partnership of several banks -- what about privacy? (slrpnk.net)

submitted 2 years ago by activistPnk@slrpnk.net to c/thenetherlands@feddit.nl

5 comments fedilink hide all child comments

cross-posted from: https://fedia.io/m/privacy/t/312963

There’s a huge chain of ATMs in Netherlands called Geldmaat which is a partnership of Ing, Rabobank, ABN AMRO, possibly others.

So I have several questions w.r.t privacy:

when you draw money out, do all those banks have access to the transaction?

if you use a Rabobank card, does Ing see the transaction?

if you use a foreign card that is not associated to any of the partnered banks, which bank handles the transaction?

This trend is picking up in other countries as well and it seems no articles that announce these changes are talking about the #privacy consequences.

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[–] The_one_and_only@feddit.nl 2 points 2 years ago (1 children)

To be honest, I'd have much more privacy-concerns when using an ATM from a small independent company than one from Geldmaat...

[–] activistPnk@slrpnk.net 1 points 2 years ago

There are privacy risks either way.

Big banks are obligated to look for Americans using small banks (which report less) & share that data internationally (FATCA). Big banks are fast to sign up for all the data sharing agreements whereas small banks tend to be less aggressive about info sharing. Big banks have the resources to hire data scientists, lawyers, and look for legal loopholes before deliberately oversharing your data.

Small operations can’t afford to invest in exploiting your data for profit. But they have less to spend on security so they are more likely to accidentally leak your data (e.g. hacker exfiltration).

But then small ATMs have other weird risks:

https://slrpnk.net/post/2479741

So it’s not really clear-cut.