I get the feeling Tim Wentworth is not in it for the money. He just enjoys seeing people die.
this post was submitted on 24 Feb 2025
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https://www.valuepenguin.com/health-insurance-claim-denials-and-appeals
Scroll down to see the denial rates. Number one denial reason: "Other"
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Maybe a deck of cards is in order. Populated with the top excecs in US healthcare
It did not go well for them. AFAICT they were completely de-platformed everywhere, and the card processor for their online shop cancelled their account.
Wow. It would be terrible if someone were to buy a bunch of decks of those cards and drop them around heavily populated areas where there are likely to be people displaced from their homes indirectly through corporate greed.
This would sell well AND everyone would know what greedy murderers look like so they can stay safe.
Way to go Elevance Health and the Centene Corporation!!! Women 🙏Can 🙏Be 🙏Monsters 🙏Too!!!
Why the Walgreens' CEO has unsettling smile..? I feel molested.
Someone told them that a genuine smile can be seen in the eyes, so they tried to mimic a real person who isn't a phycopath and they couldn't do it. I personally can make a smile that invokes a true fear response, the secret is in the eyes, but I'm not a phycopath as I am capable of feeling emotions and empathy.
He's killed and he's about to do it again.
Superhero movie villains are usually people or entities trying to bring about social change. They never seem to be villains who encourage death inside the current status quo though.
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"Humana" has to be the most ironic name of the century.
Look at the diversity of that group!
Gail Boudreaux looks like Sandi Toksvig
None of these people look like they're normal or have a healthy mental state. Could be bias, sure, but something seriously seems off about all of them to me.
I switched to a cheaper insurance plan this year. Not gonna bore with the details but I think I was doing the math wrong previous years and looking at the price of brand prescriptions instead of generic and it messed up my spreadsheets. Anyways, in the past copays have been pretty cheap for urgent care. I had testicle pain recently and went because I was worried it was torsion and there's only so many times I can read "if you don't get it fixed with 12 hours there's 50% chance to lose it" or whatever lol. It ended up being a UTI I think. But they had me come in for a follow-up. The follow-up was the same price as the initial visit just for them to basically say "yeah, you're fine if nothing else happened". That cost me ~$150. It's just infuriating. Like, I sort of get it, but it would've been so much better if they just told me only to come back if symptoms don't improve or ultrasound results showed something fishy.
Can a healthcare company CEO be a nice human ? Because for me the principle of the company is good I guess. i'm not american and most of our health expenses are handled by my country so I'm not USAn enough to understand.
The way health insurance works is we (or more likely our employer) pay them, then when we go to the doctor they pay (some of) the bill. So, if you want to maximize profit as the insurer, you would find any way you can to not do the bill paying part.
tldr, their job is to kill people for profit.
To achieve that level of wealth and maintain that kind of position, you must be willing to exploit people. It is a system that self-selects for the worst kinds of people that care about personal enrichment above everything else. It doesn't really matter how they treat people to their face.
It IS possible to have an ethical for profit health insurance company, but difficult.
The ceo/board has an obligation to maximise profit for shareholders, there is such a thing as a "minority shareholder lawsuit" so even if you control 90% of the shares, if 10% of the shareholders decide that you arent acting to make them as much money as possible they can still sue. There are ways around this like having the companies mission statement be "95% of premiums will be paid out as customer claims." Or similar. Making their money by having a larger market share or by vertical integration.
It could be done ethically, but it wont be.
The ACA (Obamacare) requires that health insurance companies spend at minimum 80% of their revenue on paying out claims, meaning profit is only what's left over from the remaining 20% after all other operating costs are addressed. They also need to reserve a certain portion of money to be available at hand for claims in case they exceed revenue for a period, similar to a bank. So unfortunately even a nonprofit health insurance organization is going to have high costs to its members simply because medical expenses are so high in America.
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