iii

I got a clinical assesment and it took 12 hours spread over 12 weeks. Indeed contained verbal and visual memory tests, verbal and visual ability to fantasize, pattern recognition, logic, social ability, etc

My exhaled co2 contributes to climate change

I know people that you would classify as a wild animal

Gobless

They can rebrand, make it a lifestyle thing. Like how convection ovens got rebranded into airfryer.

https://github.com/anderspitman/awesome-tunneling or a VPN like tailscale

Those prices 🤯

I have the same observation. My guess: people aren't made for hapiness, but for the pursuit of hapiness. Quality of life has not been improving for most in EU, au contraire.

Utilities 50/50. Look at what renting a similar place costs, and halve of that.

What are the chances that the company servicing my annuity goes bankrupt?

Will depend on that company. Probably an insurance company?

An engraved leatherman multitool. Just so usefull and indestructible.

With a guaranteed annuity growing at 2% year over year, it's your local inflation that you should be worried about.

If your annuity is denominated in USD, and your local currency differs, you should also worry about the currency conversion rate.

But, in the last decade, USD's relative worth has only grown compared to most major other currencies. A mercantillist US (tarrifs) will make foreign accessibility to USD harder, so I expect USD to further increase compared to other currencies.