this post was submitted on 08 Oct 2025
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because it would be fair and equitable and it would avoid the moral hazard of giving someone with 90K in debt a free ride.
Not all student debt is the same either. There are different types of debt... and frankly some people literally took out 50K in loans and blew it on partying rather than studying/tuition. I knew several people who did this in both my undergrad and graduate schools. One of my ex girlfriends took out a 50K student loan and bought a 30K car with it as a 'living expense'... and then later quit her program w/o the degree, sold the car, but then used the money from the car say to go travel for a few months. All while piling up interest on the loan. Her tutition, btw cost nothing, she was a grad student getting paid to go to this program. She had something like 80K in debt from this stupid selfish choice. But her getting a 5000 tax credit isn't going to really absolve her of that debt.
She was also working a decent job making 50K a year... and still was not paying back her loans.