this post was submitted on 21 Oct 2025
82 points (91.8% liked)

Asklemmy

51059 readers
587 users here now

A loosely moderated place to ask open-ended questions

Search asklemmy πŸ”

If your post meets the following criteria, it's welcome here!

  1. Open-ended question
  2. Not offensive: at this point, we do not have the bandwidth to moderate overtly political discussions. Assume best intent and be excellent to each other.
  3. Not regarding using or support for Lemmy: context, see the list of support communities and tools for finding communities below
  4. Not ad nauseam inducing: please make sure it is a question that would be new to most members
  5. An actual topic of discussion

Looking for support?

Looking for a community?

~Icon~ ~by~ ~@Double_A@discuss.tchncs.de~

founded 6 years ago
MODERATORS
 

If you think this started with Silicon Valley that's a mistake

top 50 comments
sorted by: hot top controversial new old
[–] solrize@lemmy.ml 37 points 1 week ago (14 children)

You have to take that into consideration in your planning. Don't go full prepper but do diversify your holdings. That's just basic anyway.

load more comments (14 replies)
[–] slazer2au@lemmy.world 16 points 1 week ago (4 children)

There is a bubble every decade. When you are saving over 40 years or more a single year dip every 10 years is fine.

Don't sell in the dip, buy in the dip.

[–] mistermodal@lemmy.ml 1 points 5 days ago

The underlying asset bubble based on unequal exchange has never been popped and there is zero cushioning for it. This is not 1976 nor 2008

[–] AmbiguousProps@lemmy.today 9 points 1 week ago (1 children)

Buy high, sell low 😎

[–] dan@upvote.au 10 points 1 week ago

Ah, yes, the WallStreetBets approach.

[–] victorz@lemmy.world 5 points 1 week ago (5 children)

Don't sell in the dip, buy in the dip.

What would happen if everyone did this? Can everyone do this, even theoretically?

[–] stealth_cookies@lemmy.ca 9 points 1 week ago

This is effectively impossible. Time in the market beats trying to time the market because it is hard to identify the dip until you have already exited it.

[–] sylver_dragon@lemmy.world 8 points 1 week ago (1 children)

If everyone bought the dip, the dip would end. Stock prices are only loosely tied to reality. They are more strongly tied to the perception that a stock's price will increase. So, if people started pouring money into stocks (or other assets) the price of those stocks would naturally rise as they become more scarce and sellers demand a higher price for them. Assuming the reasons for the dip remain, it would just result in the inflation of another bubble.

Take a look back at the whole GameStop (GME) rollercoster. Large investors expected the stock to crater and began taking short positions. Retail investors saw the dip this was causing and bought the stock in droves, forcing the price up beyond anything it had any business being. Eventually, that bubble popped and the stock has settled to a more reasonable (if still higher) level.

[–] victorz@lemmy.world 3 points 1 week ago (1 children)

The whole system is built on winners and losers. It's very frustrating to me.

[–] sylver_dragon@lemmy.world 6 points 1 week ago (1 children)

An economy is really just a way to distribute finite resources in a world with infinite wants. Even the most egalitarian of systems is going to require deciding who gets something and who doesn't (winner and losers). It's perfectly valid to be frustrated by being on the "doesn't" end of that equation. And we (US and other Western Democracies) could certainly do a lot more to shift some of the resources away from the few who are hording a lot of them, even without a radical "tear the system down" approach. The difficulty is the political will to do so.

Unfortunately, mustering political will for a collective good, which may come with some individual losses can be a tough sell. Especially when large parts of a population are comfortable. Not only do you have to convince people that the collective good is an overall good for them, you also have to convince them that the individual losses either won't effect them or will be mitigated by the upsides of the collective good. And given peoples' tendency to over emphasize the short term risks over the long term risks, this can be especially hard. But, that doesn't mean you should give up, just that you need to sharpen your arguments and find ways to convince more people that things can be better for them, if they are willing to take that step.

[–] Cowbee@lemmy.ml 4 points 1 week ago (5 children)

The essential factor is that the imperialist countries, ie the US, EU, etc, leverage their financial and millitary domination of the global south to expropriate large sums of wealth. These spoils are used to bribe the working class into passivity. Imperialism, however, is self-defeating, and the rate of profit is lowering while there aren't really new markets to plunder anymore. This causes crisis.

It's not particularly outlandish to orient the economy around collectivized production and distribution based on need, rather than profit. Socialist countries already exist, and achieve good results compared to peer countries. They require working class organization, which is a difficult but possible process.

load more comments (5 replies)
[–] HobbitFoot@thelemmy.club 7 points 1 week ago (1 children)

Answering the can everyone do this question, the dip usually implies that everyone cannot do this.

The dip implies a drop in demand that is causing prices to dip.

[–] victorz@lemmy.world 6 points 1 week ago (8 children)

Just as I suspected. The economic system is built on some people losing and some people winning.

load more comments (8 replies)
[–] slazer2au@lemmy.world 3 points 1 week ago (1 children)

If no one sold in the dip for you to buy would there even be a dip?

load more comments (1 replies)
load more comments (1 replies)
load more comments (1 replies)
[–] 4am@lemmy.zip 14 points 1 week ago (45 children)

The scary part of this one is that previously, we had administrations that, while still being right-of-center (yes ML, I know), had at least enough sense to prop things up well enough to recover.

I don’t have faith that the fascist goons will take any steps to properly protect anything (regardless of whether its the ideal system or not) and just let everything fall apart.

Considering all the damage just seems to be blatant wrecker shit trump is doing as β€œrevenge” for who knows what, probably having his pedo time taken away by the imperial core (and under his watch too) I think he wants this place to burn and cooking us all is his sick revenge fetish at this point.

Fucking prick

[–] teawrecks@sopuli.xyz 6 points 1 week ago* (last edited 1 week ago) (1 children)

The problem is that they kept propping things up and mitigating losses from those with wealth, i.e. protecting boomers.

Recessions hurt, but they are historically a natural method of wealth redistribution. In a recession, people with stuff lose much more than the people without stuff, and then on the way back out the people without stuff now have a better chance to capture some of that wealth.

Same for war. Historically speaking.

[–] b34k@lemmy.world 9 points 1 week ago

Kind of reminds me of how our 100 year long strategy of putting out all forest fires as soon as the first spark erupts, has lead to large buildups of brush and growth, that under normal circumstances would have been burnt back, sparing the large trees and forest as A whole… but now provides so much fuel, that any fire now is not only an unstoppable force, it also kills any and every thing leaving the forests irrecoverable.

load more comments (44 replies)
[–] partial_accumen@lemmy.world 12 points 1 week ago (2 children)

If you live long enough, you've been through a number of bubbles. For me thats:

  • Black Monday (1987)
  • Dot com bubble (2000) which also bled into 9/11 economics impacts
  • Great Recession (2008)
  • COVID (2020)

The next bubble will just be another. Economy will slow, value of most assets will drop. Jobs will be lost, homes foreclosed on...and then the recovery will begin again. We'll look in the mirror shocked we survived it then in a few years we'll completely forget about it and be terrified of the next bubble.

So, prepare by living within you means, take care of yourself and your loved ones, and just be ready to weather the next storm. We'll get through that one too.

[–] teawrecks@sopuli.xyz 4 points 1 week ago

Covid wasn't a "bubble".

Or if it was, it was all the over investment in entertainment and productivity tools. In which case, that popped around 2023 when everything got cancelled and RTO layoffs started.

[–] Valmond@lemmy.world 3 points 1 week ago

While the rich get richer and more people get poorer.

[–] drwho@lemmy.ml 9 points 1 week ago (3 children)

I don't expect to live long enough to retire. Any hope that I'd eventually be able to retire and enjoy life for a change went out the window in 2008 when the housing bubble popped.

[–] mistermodal@lemmy.ml 1 points 4 days ago

There's a lot of fun stuff coming soon, stick around if possible.

[–] eldavi@lemmy.ml 5 points 1 week ago

same here and my doctor confirmed it not too long ago; it's a little bit freeing knowing that i don't have to put any effort into planning from my elderly years.

load more comments (1 replies)
[–] Routhinator@startrek.website 7 points 1 week ago (5 children)

In Canada at least you can have the funds pulled from the market and put in cash hold until you are comfortable with the market for RRSP/RESP.

Some banks will try to tell you you cannot do this or will charge you $100/month to keep it in cash. If they do, go to another institution and get it moved there. Many credit unions offer the same accounts with zero charges for holding cash.

load more comments (5 replies)
[–] Sequentialsilence@lemmy.world 7 points 1 week ago (1 children)

I’m about 6ish years away from retirement (the goal is Dec 31 2031). I’ve been doing a lot of work in stock markets as a result of preparing for it. The thing with the stock market is you only lose money when you sell. If a bubble pops, but you don’t sell and you keep it in there, you will eventually make your money back and recover. Diversifying your portfolio also helps, if the housing bubble pops, the entertainment sector will likely grow because people need escapism. The AI bubble is huge right now and when that pops it will be worse than the dot com bubble, even though that bubble popped, websites are still around and that industry is larger today than it has ever been. Like websites AI is here to stay, and will eventually become larger than it is right now. It’s just time, wait it out and it will normalize.

[–] alternategait@lemmy.world 4 points 1 week ago

I mean, if you have stock in like blockbuster you're losing money there too.

[–] Formfiller@lemmy.world 3 points 1 week ago (1 children)
[–] mistermodal@lemmy.ml 1 points 5 days ago
[–] Spacehooks@reddthat.com 3 points 1 week ago

I really hate how we all lived through a whole dark age and three supposed end-of-days before 30. Can't we get a break?

I guess This is my fault team. I wished for 2012 to not be the end. Stupid monkey paw!

load more comments
view more: next β€Ί