The vehicle is almost irrelevant. They can be box trucks, planes, cars, suicide vests, backpacks, parcels, any number of things, including drones. Any mobile form can be brought close to an intended target.
Drones are more of an assassination weapon as far as FPV drones go. They can be built if you have the knowledge from available parts, but do require quite a bit of skill to fly. Their ability to only carry a small charge (yes, there are huge drones, buy flying one of those monsters around is a completely different animal) is probably only going to hurt a couple people or kill one person in particular.
I don’t disagree that they can be used as weapons of terror, however I just don’t see FPV as weapons of mass terror.
OTOH the large winged drones that can be launched from miles away that are essentially “cruise missile” drones could certainly be used as mass terror weapons, but those aren’t the kind used by regular people for fun or photography.