this post was submitted on 25 Oct 2025
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[–] mechoman444@lemmy.world 17 points 2 days ago (3 children)

1600 rent. 1000 day care. 1500 car payments. 800 grocery. 200 gas (for cars). Bills 300.

My fiance and I make around 6k a month and it's not enough.

This is insanity even with snap.

[–] balance8873@lemmy.myserv.one 4 points 1 day ago (2 children)

What is up with your car expenses. I literally don't know of anywhere a family of three could get a 1600 apt (I can't think of anywhere that gets you a 1bd), let alone anywhere day care is only 1k/mo, but you're spending 1500 on car payments?

[–] mechoman444@lemmy.world 2 points 1 day ago

My car is 836 + ins. Fiance's car 500 + ins = about 1500 a month.

My car was about 40k full electric so I don't have to buy gas. Other car was 25k and a hybrid so we don't have to buy too much gas.

I drive a butt load 35k a year sometimes 40k. I'm more interested in reliability than savings as reliability to me is savings.

It's a constant balancing act. Cheap car pay for gas and repairs expensive car pay electricity and the bank.

If it wasn't for my job I'd get me a 2010 Nissan versa.

The apartment is cheap for the marker but still ostentatiously expensive.

[–] aesthelete@lemmy.world 2 points 1 day ago (1 children)

They bought each other twin SUVs with bows on them for Christmas like in those commercials.

[–] balance8873@lemmy.myserv.one 2 points 1 day ago

Aww well that's worth it then

[–] ayyy@sh.itjust.works 11 points 2 days ago (1 children)

How on earth is your car payment 1500??

[–] OptimusPrimeDownfall@discuss.tchncs.de 10 points 2 days ago (1 children)

I'm betting it's two car payments because two busy people can't survive without their own car in the US.

[–] TriplePlaid@lemmy.zip 6 points 2 days ago (2 children)

Even with a car payment being $750/month, that's a pretty fancy car from my perspective - and represents the average car payment for a new car.

I think that these folks could keep up with expenses much more easily if a few minor compromises were made (namely, a cheaper car).

[–] mechoman444@lemmy.world 5 points 2 days ago (1 children)

I drive 35 to 40k miles a year for my job. I only get new because I'd rather pay and have a driving car than pay and have one in the shop for the same price.

My car was 40 and full electric so I don't have to buy gas and my fiance's car was 25k. Those two car payments and and insurance we pay around 1500 a month.

But it's not the cars that's a problem. I choose that luxury. Be it for practicality or showing off. What I don't choose is to live ina 600 squarefoot Apartment for a thousand dollars more than it should be. Or daycare for 250 a WEEK!

Even if I lowered the price of the card for 500 a month, 800 a months it wouldn't help.

[–] ayyy@sh.itjust.works -3 points 2 days ago (2 children)

Class solidarity is vital, but I really just can’t sympathize with your poor financial choices. Money is not magic.

[–] mechoman444@lemmy.world 1 points 1 day ago

I just told you why I buy the kind of cars I do. I can't get a versa for two grand... It won't last for more than two months. I've tired it before... It was really bad.