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What is up with your car expenses. I literally don't know of anywhere a family of three could get a 1600 apt (I can't think of anywhere that gets you a 1bd), let alone anywhere day care is only 1k/mo, but you're spending 1500 on car payments?
My car is 836 + ins. Fiance's car 500 + ins = about 1500 a month.
My car was about 40k full electric so I don't have to buy gas. Other car was 25k and a hybrid so we don't have to buy too much gas.
I drive a butt load 35k a year sometimes 40k. I'm more interested in reliability than savings as reliability to me is savings.
It's a constant balancing act. Cheap car pay for gas and repairs expensive car pay electricity and the bank.
If it wasn't for my job I'd get me a 2010 Nissan versa.
The apartment is cheap for the marker but still ostentatiously expensive.
They bought each other twin SUVs with bows on them for Christmas like in those commercials.
Aww well that's worth it then