this post was submitted on 03 Sep 2025
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[–] jjjalljs@ttrpg.network 30 points 6 days ago (2 children)

It is kind of fucked up that if you're even mildly rich, you essentially get basic income.

If you have $1 million, a fairly conservative investment strategy will get you $100k per year. That's about the median income for NYC. You'll probably get closer to $150k, since vanguard usually gets about 15% returns. That's just sticking the money in Vanguard and doing nothing else. Sit at home playing final fantasy and "earn" more than a teacher.

If you're richer, but not even mega-rich, say $3 million, you can put it in an *insured high yield savings and take home $135,000 a year. Or diversify, put some in vanguard, some in bonds, and some in high yield savings. You'll "earn" more than many people do at their jobs.

You could then just do what you want with your days. Write a book. Finish your backlog of games. Start a band. Whatever you want. You'd be free.

I want everyone to have basic income, not just the rich.

God, I wish. If I could do something like that I'd spend my days volunteering with organizations like food not bombs and local mutual aid orgs. I'd probably still have roommates, even. I don't need much. I'm happy with a bedroom of my own, the rest of the house can be shared space. I just want to do mutual aid work and not have to worry about being evicted or starving :(

[–] Crashumbc@lemmy.world 1 points 6 days ago (1 children)

Someone forgot taxes, health insurance.

[–] jjjalljs@ttrpg.network 8 points 6 days ago (1 children)

When people talk about their income they usually talk about gross, which is pre-tax. When someone says "I make $100k a year" they don't typically mean they take home net $100k.

Investments are typically also only taxed when you realize the gains, so if you have $3mm and "earn" $300k, you only pay taxes if you sell some of that. Other interest, like from a high yield savings, is taxed as income.

Health insurance is a nightmare, but there are options in this hellscape for buying it. Many poor people are also just uninsured, so you're not much worse off than them in this scenario.

Did you have any details you wanted to talk about, or did you just want to try to be pithy?

[–] Caffeinated_Sloth@lemmy.world 6 points 6 days ago

I am poor in the US. My family is on Medicaid. Depending on household size, a family qualifies for Medicaid based on household income. Renewal is a pain in the ass. We always get denied initially, then have to fight for reinstatement. It’s scary. I have a kid that depends on medicine to stay alive. I’m working on growing my side business to pull us out of the poorhouse but it’s a dance. I have to time the growth to occur between renewal periods. I could grow enough to get kicked off Medicaid for good but not enough to afford private insurance. So I have to either stay poor or have phenomenal growth in a six-month period. If I fail, I could lose everything and my kid could die. Poverty: 0/5 stars.

[–] MTK@lemmy.world 4 points 6 days ago (1 children)

Just be born rich, not that hard, actually those who are born rich report that they didn't have to do anything for it!

[–] Kratzkopf@discuss.tchncs.de 4 points 6 days ago (1 children)

I thought they usually report that they did it all by themselves, after only getting a very small interest-free 1M$ loan.

[–] MTK@lemmy.world 1 points 6 days ago

Someone here is doing their homework! Work hard enough and maybe one day you will die tragically but you life insurance will leave your children less poor!

[–] Lucidlethargy@sh.itjust.works 3 points 6 days ago

That's just a job with extra steps.

[–] biotin7@sopuli.xyz 1 points 6 days ago

Can I join in on that action

[–] TargaryenTKE@lemmy.world 23 points 1 week ago (1 children)

Let me know if you find any

[–] FenrirIII@lemmy.world 3 points 6 days ago

Donate plasma

[–] Battle_Masker@lemmy.blahaj.zone 18 points 1 week ago (1 children)

The thieves guild has entered the chat

[–] shneancy@lemmy.world 9 points 1 week ago

stealing (as a working class person) sounds like more work than actual work :(

[–] Wilco@lemmy.zip 15 points 1 week ago

Step 1: Be born into a rich family.

[–] Plebcouncilman@sh.itjust.works 13 points 1 week ago* (last edited 1 week ago) (6 children)

I’ve thought about doing porn.

Not because of the money itself, but because I would love to fuck all day every day. Getting paid is just a bonus. I’m in good shape and I’m generally attractive. I could do it but I’m afraid of judgement.

i know how many people are into feet, i'm just not sure i want to go down that road

[–] wetsoggybread@lemmy.world 16 points 1 week ago (2 children)

Its not all the glamour you may be thinking and there's a reason there rampant drug use. Pay is poor unless you become a big name, think about it, how many porn stars do you know off the top of your head

[–] GrammarPolice@lemmy.world 23 points 1 week ago (1 children)

how many porn stars do you know off the top of your head

[–] mybuttnolie@sopuli.xyz 2 points 6 days ago

i watch a shitload of porn and can't name a single pornstar

Yeah, there are two ways to make good money in porn. The first way is to be one of the lucky 0.001% who make it big, and essentially become a household name.

The second is to find a niche, (or even a niche within a niche), and make a name for yourself within that circle. The more taboo ones can be especially lucrative. This will largely depend on your personal kinks and physical traits though, so there’s not a ton of wiggle room in this regard.

There’s a reason so many trans women end up doing porn at some point; There’s a surprisingly big demand for it, and not many trans women to do it. So those who do usually end up making some decent money. Especially if they can find a niche within that niche. Basically, a trans woman may make good money, but a trans woman willing to do weird stuff will likely make even more. It’s also why furries are willing to pay so much for yiff art. Many artists aren’t willing (or practiced enough) to do it, so those who do are able to demand high prices.

[–] Rolder@reddthat.com 7 points 1 week ago (1 children)

I’ve heard one of the biggest issues with being a male pornstar is stamina. You gotta be able to keep that thing up for hours without breaks

[–] Natanox@discuss.tchncs.de 5 points 1 week ago (1 children)

I've heard viagra is normalized in that business for exactly that.

i figured that or SSRIs

[–] Thedogdrinkscoffee@lemmy.ca 5 points 1 week ago

What if you are judged as glorious?

[–] Fredselfish@lemmy.world 5 points 1 week ago (1 children)

Male or female? Because if your a male I hear two ways men can do porn. 1 you have to do lots and lots of gay porn. Or 2 have a hot wife or girlfriend then you can do straight porn that way.

All this came from a girl I knew who did porn in the early 2000's.

Of course you can just setup a camera and film it yourself, but not sure how profitable that can be.

I thought about the idea after watching Zach and Miri make a Porno but that isn't realistic. And not even sure legal.

I think even in California they have to flim near airports and shit.

[–] apostrofail@lemmy.world 2 points 3 days ago

porn in the early 2000s*

[–] AngularViscosity@piefed.social 3 points 1 week ago* (last edited 1 week ago)

I've seen worse out there, go for it, but beware the industry.

[–] SoftestSapphic@lemmy.world 8 points 1 week ago

Me trying to figure out how to pay bills after working 40hrs a week still doesn't cut it...

[–] criss_cross@lemmy.world 7 points 1 week ago

Just buy crypto brah. HODL AND YOULL BE RICHHHHKHHHH

[–] prex@aussie.zone 2 points 1 week ago

How the pro's do it.

[–] PriorityMotif@lemmy.world 2 points 1 week ago

I created. !flipping@lemmy.world to discuss selling on various platforms. I just flipped a PC I built yesterday for a $60 profit.